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Whether You Sell Your Products Or Services Through An Actual Brick And Mortar Store, Through A Website, Or Both, You\’ll Make Much More Money If You Accept Credit Cards. How Do You Do That? We\’re Here To Help. Welcome To 4MerchantAccounts.com. This Site Is A Free Information Resource That Will Answer All Your Questions About How To Find And Get A Merchant Account For Your Business. As You Explore This Site, You'll Discover...

Beware: Avoiding These Merchant Account Disasters   Revealed: How To Obtain A Free Merchant Account   How To Accept Payments Without A Merchant Account  

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Merchant Accounts: What They Can Do For You
Author: Tom Antion

Congratulations! You created an impulse in a customer to buy your product. One small catch… without some way to take their credit card number, your sale is as good as gone. One of the most important ways to grab that sale NOW, is to have your own Visa/AMEX/MasterCard merchant account tied to your shopping system. It used to be hard for just anyone to get a merchant account, but those days are long gone, (as you probably know if you turned on your computer today.) It seems like just about every company out there is ready to give you merchant account status, well, not give sell. To find a relatively inexpensive one, visit my site at http://www.KickStartCart.com.

You will run into all kinds of deals with people trying to lease you credit card swiping equipment. Unless you do a ton of back-of-the-room business, you will never see a credit card and that machine will serve you better as a doorstop. I can safely say that nearly all of my sales are done via the Internet or telephone, and once in a while I’ll get the very rare fax order.

It’s important to get firm numbers on up front fees, monthly fees, credit card percentages, and per transaction costs. While you’re at it, find out what exactly a “transaction” is? Does calling for an “authorization only” constitute a transaction? What about processing a return? All of these fees ad up, but will seem like mere pennies when you start doing a lot of business. I’ve heard you can get a merchant account at the warehouse superstore, Costco. Don’t quote me on details, but apparently if you shop there, they have a program to set you up with a merchant account. An offer like this is definitely worth looking into.

One more thing, don’t try to save yourself a few bucks by signing up for your merchant account before choosing your shopping system. That is like tying your shoes before they’re on your feet it just doesn’t work. Your shopping system is the most important part of your system when it comes to selling products, so do it right the first time. Taking the short cut will only leave you with a piece of junk free shopping cart.

You must sign up with American Express directly you can do this online at http://www.americanexpress.com/homepage/merchant.shtml

Assistance on securing merchant accounts:
http://www.KickStartCart.com (scroll half way down the page)
http://www.acceptcreditcards.com


About the Author

Tom Antion provides entertaining speeches and educational seminars. Tom is the author of the best selling presentation skills book "Wake 'em Up Business Presentations" and "Click: The Ultimate Guide to Electronic Marketing." It is important to Tom that his knowledge be not only absorbed, but enjoyed. Tom has addressed more than 87 different industries and is thoroughly committed to his client's needs. http://www.antion.com

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Applying For Merchant Services Account The Easy Way
Before applying for a merchant services account, it's important to research the various merchant account providers to avoid paying too much or signing with an unscrupulous company. In applying for a merchant account service, consider prices, integrity and customer service. • Merchant account rates and fees Be sure you understand all of the rates and fees charged by a merchant account provider. The usual charges include monthly fees, discount rates, transaction fees, application fee, equipment and installation fee. Monthly fees are usually around $25, though that may vary according on whether you meet your minimum monthly transactions. Discount rates are a percentage taken from a sale that the merchant pays to cover the transaction costs and the risk involved. The usual discount rate is 1.5% to 3.5%. The transaction fee is a flat fee charged for each transaction, generally anywhere from 20 cents to $1.00. The application fee, if there is one (some merchant account providers don’t...
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