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Whether You Sell Your Products Or Services Through An Actual Brick And Mortar Store, Through A Website, Or Both, You\’ll Make Much More Money If You Accept Credit Cards. How Do You Do That? We\’re Here To Help. Welcome To 4MerchantAccounts.com. This Site Is A Free Information Resource That Will Answer All Your Questions About How To Find And Get A Merchant Account For Your Business. As
You Explore This Site, You'll Discover...
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Beware: Avoiding These Merchant Account Disasters |
Revealed: How To Obtain A Free Merchant Account |
How To Accept Payments Without A Merchant Account |
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Remember... If You Are Looking For Quality Information Related To Merchant Accounts, Add This Site To Your Favorites Right Now, As We Update It Daily With The Latest News And Information Related To Merchant Accounts And Similar Topics. Enjoy The Site.
Everything You Must Know About Merchant Accounts, Credit Card Merchant Accounts, Online Merchant Account, Free Merchant Account, Ecommerce Merchant Account, And Merchant Account Providers.
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Merchant Processing 101

An E-book For Merchants Who Accept Credit Cards, Giving A Complete Analysis Revealing Hidden/Unneeded Fees. Will Save Thousands!
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Obtain A Free Merchant Account
Author: Shane Penrod
You may have heard about the distinct advantages of offering
credit-processing services to your clients, but do you know how
to obtain a free merchant account? Many lenders request
applicants to pay an online credit application fee that can run
more than $100. Others waive this fee, but they then impose
other types of costs, like an annual membership fee. Yet there
are some lenders out there who offer a merchant account at no
direct cost to business owners. While there will be expenses
associated with processing transactions and performing service
maintenance on credit processing equipment, some lenders will
limit their merchant account costs to fees like these and
provide the card account at basically no extra cost to the
business owner.
To find out more about how to take advantage of this type of
offer for a free merchant account, ask your business banker for
details. If the bank cannot provide information, check with
other business operators in your area to find out if they have
merchant accounts and where they got them. Some may have a free
account, so you will have to ask for details if they are willing
to supply them. Otherwise, you can always use a search engine to
browse the Internet for companies that provide a merchant
account at no cost. Be wary about offers that seem too good to
be true, as they probably aren't true. Read the fine print in
contracts, and ask about every type of fee you can think of.
Some applicants have complained that "hidden fees" surfaced
after their account was approved, forcing them to pay fees they
did not anticipate. Leave nothing to chance.
Create a business plan that will put your free merchant account
to good use. Don't get a merchant account simply to have one.
The primary advantage is to offer credit-processing services to
your customers via a number of options. These might cost an
initial outlay of company funds, but the return on your
investment will be valuable in terms of the shopping convenience
that will make visiting your company or your site a pleasant
experience for customers. Develop a reasonable budget that will
show you how much you can afford to invest in credit equipment
like a terminal processor, perhaps one with a printer combined.
Or you may prefer to get a wireless processor if you deliver
goods or services to customers at remote locations. You also can
get a pager to enhance communications within your organization.
Or you may want to upgrade your phone system to include a
digital program that lets customers dial in to place and pay for
orders without the need for direct employee assistance.
Obtaining a free merchant account will release funding that
might have been earmarked otherwise for account fees, allowing
you to direct it to more needy areas of your operation. If you
are able to negotiate a low per-transaction fee (especially one
that is less than 20 cents per transaction) or a low monthly
overall rate, your savings will be enhanced, providing
additional savings that can be used in other parts of the
budget.
For these and other reasons, apply today for your free merchant
account!
About the author:
Shane Penrod is the founder of
http://www.Merchant-Account-Quotes.com Specializing in allowing
merchants the ability to shop and compare multiple quotes from
national merchant account providers. For free quotes on merchant
account rates and fees, please go to
http://www.merchant-account-quotes.com
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A Quick Note
From The Publisher...
If you like the article above, you may be
interested in the following article which is also related to Merchant Accounts...
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How to Boost Conversion Rates, While Lowering Merchant Account Fees! |
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Using an Address Verification System (AVS) when processing your online credit card transactions can help to reduce the number of fraudulent transactions you receive. However, most online merchants don’t know that using AVS can also reduce your number of legitimate orders.
Using AVS can hurt your conversion rates in two main ways.
1. If you set your AVS rules to reject all transactions that do not match both street address and zip code, you may be loosing legitimate sales from customers who do not understand that the billing address needs to match the address that their credit card statement is mailed to.
2. The more troublesome problem with AVS occurs when your customer has recently moved. Even if you update your billing address with your credit card company after you move, it can take up to 6 months or longer for them to update the AVS database with your new information (even though they make sure that the bill arrives at the right address!)
The worst part about this... |
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Merchant Accounts, Credit Card Merchant Accounts News |
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